Ohio Insurance Agency

I almost hate to write this, but it is too important to not say.  I know you pay insurance premiums so when you have a claim it gets paid.  The problem is, claims history, especially frequency, can really effect your rates.  Small claims will probably cost you in the long run. You see, insurance needs...
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If you belong to a group of 100 or more people, you could qualify for a discount!  One of the companies we represent offers group insurance discounts.  They don’t accept every group, but it is worth a try because the discounts are between 10% and 15%. What “groups” do you belong to?  A lot of...
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I have kids too, and I haven’t always followed this rule, but it makes a huge difference on your auto insurance cost.  The cost to insure a vehicle driven regularly by a youthful driver can be from 200% to 450% higher than a mature driver.  So anything you do for this situation has exaggerated...
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Most companies give discounts if you have more than one policy with them.  Usually this means insuring both your auto and your home in the same company, but some companies give discounts for life insurance, personal umbrellas, dwelling fire, farm and business insurance. 
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This is a relatively new development in personal insurance, and it can save you over 10%a year sometimes!  Companies have found that people who pay their entire insurance bill at one time have fewer claims and are more loyal.  Because of this, some companies are willing to give sizable discounts to people and companies...
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I know everyone is watching their money a little closer now days, and insurance can be a big part of your budget. I'm going to do a series of posts on ways to lower your rates. Some of my tips can effect you right now, and some require a little more...
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An few hours of FREE prevention is worth millions in insurance. One of the companies I represent has a special program for churchs. Without charge, they will use advanced heat detection technology to find problems before they cause major losses for your church. And you don't have to be a client!...
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"Despite the fact that it deadens a driver's reactions more than alcohol, and in its consequences is as destructive and devastating as drunk driving, attitudes to driving while using a hand-held mobile phone and driving under the influence could not be more different." Calum MacDonald, The Herald
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Ohio's ATV license law changes everything about the insurance coverage you thought you had. Be Careful!
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Earthquakes do happen in Ohio, and more often than you think. And earthquakes are NOT covered in the standard Ohio homeowners policy.
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Four short tips on how to improve your credit score, and lower your insurance cost.
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Almost all insurance companies use your credit score when determining your rates. Find out why.
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