Ohio Health Insurance

We at Preferred Insurance Center strive to just do what’s right.  Sometimes that means helping someone settle a claim that isn’t even with us.  Josh and Rachel Hemmelgarn left us a message on our website that says it better than we ever could. “Preferred Insurance Center is wonderful! Josh was involved in an accident, and even...
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The Democratic governor of Tennessee, Philip Bredesen has written a editorial in which he claims: “My state of Tennessee could reduce costs by over $146 million using the legislated mechanics of health reform to transfer coverage to the federal government.” The editorial is rather long, but the jest of it is that if employers stop offering...
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The Patient Protection and Affordable Care Act (PPACA) requires employers to report the aggregate cost of employersponsored group health coverage on an employee’s Form W-2, beginning with the 2011 tax year. Although the information must be disclosed, the cost of the coverage remains tax-free to the employee. On October 12, the Internal Revenue Service announced...
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Bar Stool Economics  Suppose that every day, ten men go out for beer and the bill for all ten comes to $100 and If they paid their bill the way we pay our taxes, it would go something like this:  The first four men (the poorest) would pay nothing. The fifth would pay $1. The sixth would pay...
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The AP Article in the Daily Standard last night was helpful, but I have received a lot of questions because of it.  I’ll attempt to re-answer the questions in a more straight-forward way and I’ll also be candid about what is really happening.  If you have more questions, just add comments to this blog...
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I almost hate to write this, but it is too important to not say.  I know you pay insurance premiums so when you have a claim it gets paid.  The problem is, claims history, especially frequency, can really effect your rates.  Small claims will probably cost you in the long run. You see, insurance needs...
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If you belong to a group of 100 or more people, you could qualify for a discount!  One of the companies we represent offers group insurance discounts.  They don’t accept every group, but it is worth a try because the discounts are between 10% and 15%. What “groups” do you belong to?  A lot of...
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This is a relatively new development in personal insurance, and it can save you over 10%a year sometimes!  Companies have found that people who pay their entire insurance bill at one time have fewer claims and are more loyal.  Because of this, some companies are willing to give sizable discounts to people and companies...
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