Ohio Auto Insurance

We at Preferred Insurance Center want to extend our condolences and prayers for everyone involved in last weeks tragedies.  Auto Insurance just can’t come close to replacing what was lost.  Accidents will always happen and OH insurance agencies can help with repairs and expenses, but this is such a tragedy we are all at a...
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We at Preferred Insurance Center strive to just do what’s right.  Sometimes that means helping someone settle a claim that isn’t even with us.  Josh and Rachel Hemmelgarn left us a message on our website that says it better than we ever could. “Preferred Insurance Center is wonderful! Josh was involved in an accident, and even...
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  Just a short video explaining the coverage in a personal auto insurance OH policy.  We thought our Mercer insurance clients and our Auglaize insurance clients may find it helpful and less boring than reading about it.  Ohio auto insurance laws and Ohio auto insurance requirements are discussed.
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I’m glad I don’t have insurance with any of these people!  At least I didn’t recognize Coldwater, St. Henry, Minster, New Bremen, Celina or St. Marys in any of thesese.
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Most accidents involving deers happen between October and February – so watch out.  According to the Ohio Department of Public Safety, there were 25,146 deer-vehicle crashes in 2009, up from the 24,590 crashes reported in 2008.   Also, the estimated deer population is at 750,00 which is up from 650,000 just one year ago.  Considering...
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Just a little planning ahead can save you money.  If you have decided to allow Preferred Insurance Center to quote your auto or home insurance, don’t wait till the last day before your policies renew.  Many companies now give a discount for shopping ahead of time.  For example, Travelers will give you a 10% discount if...
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If you or your family as a whole has had a few claims or violations, you may already know how much this can effect your auto insurance rates.  However, recently some companies have taken another look at the severity of the rate increases, caused by accidents and violations.  Believe it or not, some companies...
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Sunday, October 10th, 8:00AM-4:00PM The primary emphasis of the Tire Rack Street Survival® is a “hands-on” driving experience in real-world situations! We use your own car to teach you about its handling limits and how you can control them. The students will become more observant of the traffic situation they find themselves in. They will...
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The article from CNN list the 10 most stolen cars in America, along with some reasons they made the list. The article is very interesting. The list is below: 1.  Cadillac Escalade 2.  Chevrolet Silverado 3.  Dodge Charger 4.  Chevrolet Avalanche 5.  Infiniti G37 Coupe 6.  GMC Sierra Crew Cab 7.  Nissan Maxima 8.  Hummer H2 9.  GMC Yukon XL 4WD 10.  Chevrolet Tahoe Is...
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I almost hate to write this, but it is too important to not say.  I know you pay insurance premiums so when you have a claim it gets paid.  The problem is, claims history, especially frequency, can really effect your rates.  Small claims will probably cost you in the long run. You see, insurance needs...
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If you belong to a group of 100 or more people, you could qualify for a discount!  One of the companies we represent offers group insurance discounts.  They don’t accept every group, but it is worth a try because the discounts are between 10% and 15%. What “groups” do you belong to?  A lot of...
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I have kids too, and I haven’t always followed this rule, but it makes a huge difference on your auto insurance cost.  The cost to insure a vehicle driven regularly by a youthful driver can be from 200% to 450% higher than a mature driver.  So anything you do for this situation has exaggerated...
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Most companies give discounts if you have more than one policy with them.  Usually this means insuring both your auto and your home in the same company, but some companies give discounts for life insurance, personal umbrellas, dwelling fire, farm and business insurance. 
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This is a relatively new development in personal insurance, and it can save you over 10%a year sometimes!  Companies have found that people who pay their entire insurance bill at one time have fewer claims and are more loyal.  Because of this, some companies are willing to give sizable discounts to people and companies...
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I know everyone is watching their money a little closer now days, and insurance can be a big part of your budget. I'm going to do a series of posts on ways to lower your rates. Some of my tips can effect you right now, and some require a little more...
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"Despite the fact that it deadens a driver's reactions more than alcohol, and in its consequences is as destructive and devastating as drunk driving, attitudes to driving while using a hand-held mobile phone and driving under the influence could not be more different." Calum MacDonald, The Herald
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Ohio's ATV license law changes everything about the insurance coverage you thought you had. Be Careful!
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Four short tips on how to improve your credit score, and lower your insurance cost.
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Almost all insurance companies use your credit score when determining your rates. Find out why.
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