America’s 10 Most Stolen Cars – Is Yours On The List?

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August 23, 2010
America’s 10 Most Stolen Cars – Is Yours On The List?

The article from CNN list the 10 most stolen cars in America, along with some reasons they made the list. The article is very interesting. The list is below: 1.  Cadillac Escalade 2.  Chevrolet Silverado 3.  Dodge Charger 4.  Chevrolet Avalanche 5.  Infiniti G37 Coupe 6.  GMC Sierra Crew Cab 7.  Nissan Maxima 8.  Hummer H2 9.  GMC Yukon XL 4WD 10.  Chevrolet Tahoe Is your car one of America’s most stolen cars? We can service accounts anywhere in Ohio or Indiana. Having said that, we are most effective in the following: Mercer County Ohio: Coldwater, St. Henry, Celina, Maria Stein, Fort Recovery, Rockford...
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Save Money On Insurance – Don’t Submit Small Claims

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August 11, 2010
Save Money On Insurance – Don’t Submit Small Claims

I almost hate to write this, but it is too important to not say.  I know you pay insurance premiums so when you have a claim it gets paid.  The problem is, claims history, especially frequency, can really effect your rates.  Small claims will probably cost you in the long run. You see, insurance needs to be thought of as something we turn to for the big problems.  Over the years, this has gotten lost.  Because we have a drug card from our employer (if you’re lucky) and a low office copay etc. etc., we think every little thing should be covered by insurance,...
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Save Money On Insurance – Group Discounts

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July 28, 2010
Save Money On Insurance – Group Discounts

If you belong to a group of 100 or more people, you could qualify for a discount!  One of the companies we represent offers group insurance discounts.  They don’t accept every group, but it is worth a try because the discounts are between 10% and 15%. What “groups” do you belong to?  A lot of people don’t think this applies to them at first, but don’t give up too easy.  Most people are members of a lot of groups.  Below is a list of the common “groups” people forget about but often qualify for the discounts. Churches or Religious organizations Employers – Where do...
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Save Money On Insurance: Let Your Kids Drive Older Cars

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July 20, 2010
Save Money On Insurance: Let Your Kids Drive Older Cars

I have kids too, and I haven’t always followed this rule, but it makes a huge difference on your auto insurance cost.  The cost to insure a vehicle driven regularly by a youthful driver can be from 200% to 450% higher than a mature driver.  So anything you do for this situation has exaggerated results. If the car your child drives is old enough and of low enough value that you don’t feel it is necessary to carry comprehensive or collision coverage on it, you can save $400 per year easily.  Of course that number is just a guess, but it happens a lot....
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Save Money On Insurance – Package Policies

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July 12, 2010
Save Money On Insurance – Package Policies

Most companies give discounts if you have more than one policy with them.  Usually this means insuring both your auto and your home in the same company, but some companies give discounts for life insurance, personal umbrellas, dwelling fire, farm and business insurance. 
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Save Money On Insurance – Pay In Full

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July 8, 2010
Save Money On Insurance – Pay In Full

This is a relatively new development in personal insurance, and it can save you over 10%a year sometimes!  Companies have found that people who pay their entire insurance bill at one time have fewer claims and are more loyal.  Because of this, some companies are willing to give sizable discounts to people and companies that pay their accounts in full.  The discounts vary but 10% is common with some companies going as high as 15%.
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Save Money On Insurance – Get An Independent Agent

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July 6, 2010
Save Money On Insurance – Get An Independent Agent

I know everyone is watching their money a little closer now days, and insurance can be a big part of your budget. I'm going to do a series of posts on ways to lower your rates. Some of my tips can effect you right now, and some require a little more time. I'll start with the things you can do right now.
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